Planning Tools
Investing for Your Future – Choosing a Path
Your Investment Direction
The five Mutual Directions models fit the needs of many investors. For those participants who would like to play more of an active role in the creation of a retirement portfolio, several individual investment options are available. You can create your own portfolio by including any percent of any fund — totaling 100 percent, of course. You are responsible for allocating the assets, diversifying, and rebalancing.
Below are five model investment strategies, each with their potential returns and associated levels of risk. Use your score from the Portfolio Selection Worksheet to help you choose a strategy that suits your needs or modify it. Use these models as a guide for building your own investment mix from the options offered in your plan.
If the mix you would like to achieve is similar to one of the Mutual Directions portfolios, you may want to consider using the Mutual Directions portfolio, and take advantage of such benefits as a structured portfolio, strategic asset allocation, built-in diversification, and automatic rebalancing.
Your plan may have additional investment options you may want to consider. Refer to your enrollment packet or contact your plan administrator for more information.
Next Step
If you are enrolling for the first time, select the appropriate fund options on your enrollment form. If you are currently enrolled in your plan and wish to modify your allocation, you can do so by contacting your plan administer or accessing your account online.