ParticipantsPlan SponsorsAdvisorsInvestment InformationContact Us
Compare the Roth 401(k) to a Traditional 401(k)

Your retirement income can vary widely depending on what type of account holds your savings and what assumptions you make about return and tax rates during the accumulation and withdrawal periods. Use this calculator to help compare employee contributions to the new after-tax Roth 401(k) and the current tax-deductible 401(k).

Savings and Assumptions
Current age  
Age when income should start  
Number of years to receive income  
Before tax return on savings: (% - accumulation phase) help
Before tax return on savings: (% - distribution phase) help
Income tax bracket: (% - accumulation phase) help
Income tax bracket: (% - distribution phase) help
Your annual contribution  
Taxation of contribution options:
1) Traditional 401(k) deductible account fully funded, contributions to Roth 401(k) non-deductible account are reduced
2) Full contribution made to Roth 401(k) non-deductible account, Traditional 401(k) account given a 'side-account' to reflect tax savings		  
 
The Roth 401(k) option may vary by plan. Please check with your plan administrator for availability.

 

© 2012 Mutual of Omaha Insurance Company. All rights reserved.
Privacy policy | Terms of Use

Investment options are offered through a group variable annuity contract (Forms 902-GAQC-09 or 902-GAQC-09(CT) or 902-GAQC-09(OR)) underwritten by United of Omaha Life Insurance Company for contracts issued in all states except New York. United of Omaha Life Insurance Company, Omaha, NE 68175 is not licensed in New York. In New York, Companion Life Insurance Company, Hauppauge, NY 11788 underwrites the group variable annuity (Form 900-GAQC-07(NY)). Each company accepts full responsibility for each of their respective contractual obligations under the contract but does not guarantee any contributions or investment returns except as to the Guaranteed Account and the Lifetime Guaranteed Income Account as provided under the contract. Neither United of Omaha Life Insurance Company, Companion Life Insurance Company, nor their representatives or affiliates offers investment advice in connection with the contract.

AFN40101-612_0411