Retirement Services

Underwritten by United of Omaha Life Insurance Company or Companion Life Insurance Company

Qualified Default Investment Alternative (QDIA)

Selecting a Default Investment

When it comes to Qualified Default Investment Alternatives (QDIAs), one size does not fit all, and options can differ significantly. We offer five carefully selected QDIAs with varying investment approaches so you’re sure to find one that fits the needs of your employees.

Vanguard Target Retirement Fund

  • Managed to retirement
  • Converts to income fund 7 years after target date
  • All index funds
  • Single manager approach
  • May appeal to an employee base that embraces an all-index fund approach/invest in all markets strategy.

GlidePath RetirementSM Portfolios

  • Managed through retirement
  • Continues for 20 years beyond target date
  • Access to full universe of investment options
  • Multi-manager approach
  • May appeal to an employee base that embraces a strategy that utilizes both active management and index funds.

Stadion Managed Accounts

  • Utilizes five professionally managed risk-based portfolios
  • Offers tactical management focused on downside protection
  • May appeal to an employee base that is more concerned with limiting losses in falling markets than capturing gains in rising markets

Morningstar® Retirement ManagerSM

  • Personalized savings and investment strategy
  • Ongoing account management
  • Utilizes funds selected by the plan
  • May appear to an employee base that prefers professional investment management based upon unique circumstances and outside accounts

Investments in target date funds are subject to the risks of their underlying funds. The year in the fund name refers to the approximate year (the target date) when an investor in the fund would retire and leave the work force. The fund will gradually shift its emphasis from more aggressive investments to more conservative ones based on its target date. A target date fund is not guaranteed at any time, including on or after the target date.

Questions? Please Call: (888) 917-7120