Retirement Services

Underwritten by United of Omaha Life Insurance Company or Companion Life Insurance Company

401(k) Investment Selection, Simplified

We work with your advisor to provide a simplified three-step approach for determining an investment lineup for your company’s 401(k) plan. It offers diverse choice with a diligent eye on minimizing your fiduciary risk.

Investment Selection
As Easy as 1, 2, 3

Select a Qualified Default Investment Alternative (QDIA)

We offer four carefully selected QDIAs with varying investment approaches, so you’re sure to find one that matches demographics of your employee population.

Determine investment selection protection

Investment selection and monitoring, including legal protection from employee claims regarding approved investment options, is offered through Mesirow Financial’s Fiduciary Partnership Program. Choose from two levels of protection:

  • Selection and Monitoring
    3(21)co-fiduciary service that makes fund recommendations, but you make the final decision
  • Investment Management Service
    3(38) investment manager service that selects, monitors and replaces funds in your line-up, for an additional fee. You select from four Mesirow Financial investment guideline alternatives, then let the service go to work

Investment Options Tailored to Your Plan's Demographics

Pre-determined investment line-ups designed to fit the needs of your employee base.

Basic
For employees with limited knowledge of investments and the risks associated with specialized asset classes.

Standard
For those with an average level of investment knowledge and a basic understanding of the risks associated with specialized asset classes.

Advanced
For employees with an above-average level of understanding of investments and the risks associated with specialized asset classes.

Select
For those with average to above-average investment knowledge and understanding of risk, who also want to emphasize lower cost investment options.

Close

Now, simply choose from our investment line-ups designed to fit the needs of your employee base.

Consider Adding Investment Options that Complement Your QDIA

Add stability and diversification to your plan with investment options that complement the QDIA option selected. We’ll help you choose from factors including:

  • Your QDIA selection
  • Diversity of your employee base
  • Need for expanded investment options

Investment Options

No two investors are alike. That's why we provide investment options for all types of employees, regardless of their investment know-how.

Questions? Please Call: (888) 917-7120