401(k) Investment Selection, Simplified
We work with your advisor to provide a simplified three-step approach for determining an investment lineup for your company’s 401(k) plan. It offers diverse choice with a diligent eye on minimizing your fiduciary risk.
As Easy as 1, 2, 3
Select a Qualified Default Investment Alternative (QDIA)
We offer five carefully selected QDIAs with varying investment approaches, so you’re sure to find one that matches demographics of your employee population.
Determine investment selection protection
Investment selection and monitoring, including legal protection from employee claims regarding approved investment options, is offered through Mesirow Financial’s Fiduciary Partnership Program. Choose from two levels of protection:
- Selection and Monitoring
3(21)co-fiduciary service that makes fund recommendations, but you make the final decision
- Investment Management Service
3(38) investment manager service that selects, monitors and replaces funds in your line-up, for an additional fee. You select from four Mesirow Financial investment guideline alternatives, then let the service go to work
Investment Options Tailored to Your Plan's Demographics
Pre-determined investment line-ups designed to fit the needs of your employee base.
For employees with limited knowledge of investments and the risks associated with specialized asset classes.
For those with an average level of investment knowledge and a basic understanding of the risks associated with specialized asset classes.
For employees with an above-average level of understanding of investments and the risks associated with specialized asset classes.
For those with average to above-average investment knowledge and understanding of risk, who also want to emphasize lower cost investment options.
Now, simply choose from our investment line-ups designed to fit the needs of your employee base.
Consider Adding Investment Options that Complement Your QDIA
Add stability and diversification to your plan with investment options that complement the QDIA option selected. We’ll help you choose from factors including:
- Your QDIA selection
- Diversity of your employee base
- Need for expanded investment options
No two investors are alike. That's why we provide investment options for all types of employees, regardless of their investment know-how.